Supply Chain Digest Releases Warehouse Management System (WMS) Total Cost of Ownership Calculator
Dayton, OH (ContentDesk) March 1, 2006 -- Supply Chain Digest, the leading on-line newsletter and web site for busy supply chain and logistics professionals to get news and insight and to find solutions, announced today it has released a new Total Cost of Ownership (TCO) calculator for Warehouse Management Systems (WMS). The calculator is an Excel-based spreadsheet template that enables users to enter one-time and on-going costs for Warehouse Management Systems across a number of categories.The calculator is free for Supply Chain Digest subscribers, and subscriptions to SCDigest are also free with registration. To download the calculator, visit http://www.scdigest.com/assets/NewsViews/06-02-16.cfm, or find it under our Reports and Insight section at www.scdigest.com."In evaluating potential vendors, accurately estimating total cost of ownership is critical," said Supply Chain Digest editor Dan Gilmore. "Yet, this is often an area where companies don't put the right amount of effort. This tool can help those looking at Warehouse Management Systems get their arms around this key issue."Look for other valuable tools soon from Supply Chain Digest.About Supply Chain DigestSupplyChainDigest(tm) is the industrys premier interactive knowledge source, providing timely, relevant, in-context information.
Reaching tens of thousands of supply chain and logistics decision-makers each week, our flagship publications -- Supply Chain Digest and Supply Chain Digest -- Logistics Edition, and web site (www.scdigest.com) deliver news, opinions and information to help end users improve supply chain processes and find technology solutions..
Is It Time To Buy A House?
At some point as you're writing out your rent check, you get to the point where you look at the amount and think to yourself - at this rate, I could BUY a house. If you're fed up with paying rent every month that's high enough to finance a mortgage, it may be time to take a serious look at what it would take for you to get a mortgage loan and buy a home of your own. How do you know if it's time to stop renting and time to start investing your monthly payment in a house of your own?1. Are you planning to stay put in the area?The first question to ask yourself is how long you are planning to stay in your new home. If the answer is 'less than two years', then it may be to your advantage to continue renting for a while longer - and use the time to build up your credit more strongly.If, on the other hand, you're planning to stay in one residence for more than a few years, buying makes more sense.
Owning a home puts down roots, and makes you a more stable member of the community....
Is It Time To Buy A House?
Mortgage calculator > Is It Time To Buy A House?
How much house can you afford?
Your mortgage calculator says: probably a lot less than your mortgage banker says you can.Sometimes you can qualify for a loan but you should not accept it. Why? The monthly payments are more than you can afford. There are lots of laws in place at the state and federal level to protect customers against predatory lending, but there are still many customers around who will find that six months to a year into their loan they might have to give up their house. They cannot afford the upkeep, insurance and mortgage payments. Your mortgage banker is giving you an estimate of how much they think you can afford, typically based on raw numbers such as your credit score, income, and available cash.
What is not included in this equation is the human factor: Your spending habits. One way to quickly look into your financial future is to use a mortgage calculator.Take an independent inventory of your financial situation before you approach your mortgage broker, then compare your list to what...
How much house can you afford?
Mortgage calculator > How much house can you afford?
Using Mortgage Calculators - Don't Bother Doing the Math
When it comes to taking out a home loan, the numbers are important.
You need to know how much money you have for a down payment, how much you're earning, and how much you can afford to pay in repayments.
It's enough to drive you crazy, even with a good pocket calculator!
That's where mortgage calculators can be incredibly useful.
They can take all the figures you have and turn them into outcomes.
You can change one variable (eg size of down payment) and know what effect that will have on your repayment.
And a mortgage calculator can do it in the blink of an eye.
Like most things to do with home loans, though, it's not as simple as one mortgage calculator that does one type of calculation.
Instead there are numerous different types of mortgage calculators, and some which combine more than one feature.
So it helps to know what exactly you want to mortgage calculator to calculate, so you can choose the...
Mortgage calculator > Using Mortgage Calculators - Don't Bother Doing the Math
Houston Mortgage Brokers
Houston mortgage brokers and loan officers are not only licensed by the state of Texas, but also take ongoing continuing education classes, subscribe to a strict code of ethics and are the best in their field. Obtaining a home loan for your home can be a very confusing process. With so many options it can be stressful. A qualified mortgage broker can guide you through the lending process, provide help and assistance and simplify the process.
Professional licensed mortgage brokers and loan officers include residential real estate finance professionals who are experts at navigating the way through the mortgage lending process.
They are able to provide loan products from many lenders. These affordable consultants can save you time and money.
Mortgage brokers have a rigid code of ethics that they are bound to abide by. They include:
a. The Mortgage Broker shall act in accordance with any laws, rules and regulations of the State of Texas and...
Mortgage calculator > Houston Mortgage Brokers